Payment breakdown
Down payment
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Land department fee
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4% of the purchase price plus a fixed AED 580 admin fee charged by the Dubai Land Department.
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Registration trustee fee
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AED 2,000 + 5% VAT for properties under AED 500,000. AED 4,000 + 5% VAT for properties AED 500,000 and above.
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Mortgage registration fee
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Government fee of 0.25% of the loan amount plus a fixed AED 10 admin fee, paid to the Dubai Land Department.
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Real estate agency fee
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Typically 2% of the property value plus 5% VAT, paid to the real estate agency.
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Bank arrangement fee
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Charged by the bank for processing the mortgage, typically 1% of the loan amount plus 5% VAT.
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Mortgage valuation fee
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A fixed fee charged by the bank to assess the property value, typically AED 2,500–3,500.
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Total amount required upfront
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